Chloe Temple is working as a babysitter when her boyfriend calls her on the phone. Feeling a little lonely due to his absence over the last few days, she happily agrees when he suggests having phone sex. With the children napping, she is eager to take advantage of the opportunity to enjoy a little intimacy.
Although she is a little nervous, Chloe soon settles down on the sofa and begins to masturbate while having phone sex, immersing herself completely in the experience. She is so absorbed in the act that she doesn’t notice Oliver Flynn watching her. When he finally reveals himself, she is shocked, abruptly ends the call with her boyfriend, and demands to know who he is.
She discovers that Oliver is the older brother of the children she babysits. He has returned from college to surprise his parents, but now it seems that he is the one who is surprised! When Chloe tries to explain that she simply misses her boyfriend, he is dismissive and teases her. Is she really willing to jeopardize her reputation and her job for a high school crush?
Chloe defends her feelings, but she gets nervous when Oliver hints that he won’t tell her parents if she sleeps with him. Despite her love for her boyfriend, she’s worried about being found out, so she goes along with it. But when Oliver tells Chloe to get on all fours and proceeds to penetrate her from behind, her boyfriend calls her again.
